Tag Archives: money

Glimpse

Here is a Glimpse from next week’s schedule:

Make Money Monday:  From Employer to Employee.  I will look at why some are choosing to reenter the workplace after years of entrepreneurship or pursuing alternative income sources.  I encountered individuals that have done this or are thinking of doing this and it comes as kind of a blow to my own psyche.

Techy Tuesday:  Home Office Series: I will continue the discussion on finding the right Internet service for your home office.  I will discuss appropriate speeds and whether you should purchase separate Internet plans for your residence and your home office. 

Wedded Bliss Wednesday: Handling Disagreements in a Long Distance Relationship.  When your spouse is not with you, disagreements can be very delicate.  There are ways to soften the blow and still communicate your feelings. 

Tough Life Thursday: Discontinued Until Further Notice

LITE FARE FRIDAYS is anything thing that I feel like discussing on that day.  I will try to keep it light just in time for the weekend! .  If you like what you see here, please use the orange icon at the top right to receive updates by email or RSS reader.  

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Filed under business, Career, Family, Home Office Series, Light Fare, marriage, Marriage and Military, Marriage and Relationships, relationships

Its Not Too Early for Tough Love

Money Hand by Neuble

Money Hand by Neuble

 

Mary Pleshette Willis wrote an article over at More.com called Tapped Out: Supporting Adult Children.  She talked about parents who are still supporting their kids out of college or who fail to put the reigns on handing out money like an ATM when their kids face hard times.   Most of these parents were aware that they were doing too much.  But, when it came down to it, they were not willing to let their children fall into subpar living conditions and in many cases, anything less then the [sometimes high] standards they had become accustom to at home.

In Ms. Willis’ article, she is talking about grown children in their 20s and 30s.  But, what about beyond that age range?  If continued support goes well into adulthood and middle age, when does it become too late say no, set limitations, and begin enforcing those limitations?

Not having any children myself, I can only imagine how hard it would be for a parent to stop providing a safety net for a child and what a tough start it would be for a child to stop relying on parents when the groundwork for independence had never really been laid.  Sometimes this process is initiated by a guilt-ridden parent tormented by the hours spent working away from the child or some other event occurring during the kid’s early years.  Sometimes the parent’s reign is so heavy that the child never develops the will or the desire to take care of his – or herself.

Many readers may not consider this scenario applicable because you do not yet have children or because your children are still children.  But, for young parents, maybe now is the time to start practicing a bit of tough love.  Maybe now is the time to start teaching your children to be self-sufficient… to want to be self-reliant. 

I don’t know.  Again, I don’t yet have children.  But, it makes sense to me to start as early as possible.

What’s your take?  Have you thought about these things when it comes to your children?

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Filed under Family, Tough Life Thursdays

Making Money In this Recession

 As jobless claims increase and more and more people are losing their jobs and not finding other employment, this is a good time to be thinking about other ways to make an income, however minimal.  No matter how old you are or what state of health you are in, if you have a computer, most of the time, you can make at least a little bit of money. 

 Selling Possessions

There are several ways that one can go about selling your possessions, including clothes, kitchen appliances, furniture, artwork, tools, etc. 

Craigslist provides a free way to list your property for sale online.   You may choose your city or state from the Craiglist locations and list property according to the categories listed in the classified section of the site.  The great thing about the site is that all of the locations and categories for listings are on the home page, which makes navigating the site much simpler.  Once you have chosen your location, choose the type of property you would like to list and there is a ‘post’ button at the top right of the following page.  Click through until you have reached the page prompting you to add a description of your property and the price.  Once your listing is posted on the site, it will remain there for seven days.  You have the option of reposting your item when the listing expires.  I have sold items using Craigslist in relatively short periods of time.   It is a very simple process, and there are typically at least a few responses for postings with pictures and detailed descriptions. 

Ebay provides another option for selling possessions online.  Ebay, however, is not free.  The seller pays a fee to list the item and another fee based on the value of the item once the item sells.  The seller must also consider how much it will cost to ship the item, where applicable, and factor that into the price of the item.  The seller can choose to have the buyer pay for shipping independent of the item price, or the seller can pay for shipping and include the shipping costs into the item price. 

Consigning clothes is another option and is one of my personal favorites.  The seller signs an agreement with a consignor and many consignors will pay as much as 50% of what an item is sold for to the seller.  This has worked out well for me considering that many of the clothes I buy are from the consignment shop, so I can also choose to receive a credit toward my purchase in the amount of my account balance for clothes that I have consigned.   At times, I have even been able sell back to the consignment shop for resale clothing that I originally bought there.  This contributes additional value to the consignment process.    

Yard Sales are yet another option for selling possessions.  Typically, people looking to buy things at a yard sale, however, are expecting to pay close to nothing for items.  For this reason, a yard sale may provide the least cash return of all of these options. 

Selling Services

Another way to make money is by selling personal services.  This method may not be for everyone.  But, if you are willing to spend some additional time outside of your normal work hours, these services can be sold at the following rates, on average:

·      personal shopping, car washing and other personal services: $15/hr.

·      maid/cleaning services: $13/hr.

(source: http://www.payscale.com)

Round Up of Other Money Making Options

Notary Public Services.  In this article, Wealth Junkie talks about what a notary public is and what specific functions it provides.  Depending on the state, a notary public seems to earn anywhere between $ 0.50 and $6.00 for particular services.  These fees are based on a fee schedule set out by the state.

Conceptualization.  Here, Joshua Seth talks about setting a specific but realistic income goal this year and then conceptualizing how you will reach that goal.  

Entrepreneurialism.  The Smarter Wallet talks generally about going into business for yourself.

What are some other options for bringing in extra cash this year?

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Filed under Alternative Income Sources, Make Money Mondays